Financing
Slovenian banks provide reasonable financing products for foregin citizens looking to buy real estate, whether it be to private indviduals or companies. Furthermore, there is no requirement to provide additional security other than a mortgage on the property being acquired.
Loan-to-value can be up to 60% and the mortgage term can be for up to 10 years. Financing rates vary depending on the type of the property, credit term and the bank, however, on average one can expect to receive an offer in the range of 5% + EUROBOR.
MIRAG INVEST d.o.o. has worked with several banks in Slovenia namely for the purpose of securing mortgage credit for non-Slovenian citizens. For more information, please contact us.
Example А:
Property value: €500.000
Mortgage value: €250.000 (50%)
Term: 10 лет
Rate: 5,1%
|
Monthly payment |
Total capital |
Total % |
Overall repayment |
|
€2.663 |
€250.000 |
€69.665 |
€319.665 |
* The example does not include cost of mortgage set up or any additional bank costs in accordance with the mortgage T&C's or breach thereof.
Example B:
Property value: €200.000
Mortgage value: €80.000 (40%)
Term: 5 лет
Rate: 5,1%
|
Monthly payment |
Total capital |
Total % |
Overall repayment |
|
€1.513 |
€80.000 |
€10.802 |
€90.802 |
* The example does not include cost of mortgage set up or any additional bank costs in accordance with the mortgage T&C's or breach thereof.